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313 3rd Ave Nw, Mt Vernon, IA 52314.
Welcome to this charming 2-story home nestled in the heart of the highly sought-after Mt. Vernon community. Offering 4 bedrooms and 1.5 bathrooms, this home blends classic character with inviting spaces?both inside and out. Step inside and you'll immediately appreciate the warmth of the original woodwork, hardwood floors, and natural light that fill the home. The layout offers multiple living spaces perfect for gathering, relaxing, and creating everyday moments that matter. Upstairs features four comfortable bedrooms, while the updated full bathroom adds a fresh, modern touch. The backyard offers a peaceful, almost storybook setting with established garden beds, mature trees, and a spacious patio with pergola?perfect for morning coffee, summer evenings, or entertaining friends and family. It's the kind of space where you can slow down and simply enjoy. Additional features include Pella replacement windows throughout and a detached 1-stall garage for added storage and convenience. This is more than just a home?it's a place to settle in, make memories, and start your next chapter. Schedule your showing today.
MLS ID: 2602225
Shown By
Agent Name: Chris Terukina
Agent Phone: (319) 431-3634
Agency Title: Ruhl&Ruhl Realtors
Agent Email:
Shown By
Agent Name: Chris Terukina
Agent Phone: (319) 431-3634
Agency Title: Ruhl&Ruhl Realtors
Agent Email:
Contact an agent to learn more about
313 3rd Ave Nw, Mt Vernon, IA 52314.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $268,500 | $268,500 | $268,500 |
| Down Payment | $53,700 | $9,398 | $67,125 |
| Monthly Mortgage Amount | $1,288 | $1,581 | $1,645 |
| Taxes | $374 | $374 | $374 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $118 | $0 |
| Monthly Estimated Total | $1,762 | $2,173 | $2,119 |